Final week, Jessy Mendiola launched “The Reality Behind the Ring” vlog that particulars points involving her engagement ring. I noticed this as a terrific alternative to speak about Investing in Diamonds. That is my response to the video, however I additionally need to discuss Diamonds as a superb or unhealthy funding. I hope this video will help you resolve if shopping for a diamond or engagement ring is actually essential.
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Bakit ba pinagaawayan ang Diamond at bakit ba ito mahal ang Diamond?
Ang Diamond ay isa sa tinatawag na VEBLEN GOOD.
Which means kapag mas mahal ang presyo, mas gusto ng mga tao.
Midday mga mayayaman lang ang nakakaafford ng Diamonds. Queens, Lords, Aristocrats
Pero every part modified dahil sa Advertising and marketing Technique ng DE BEERS.
At pinaniwala nila ang mga lalaki na ang sukatan ng pagmamahal ay Diamond at lahat ng babae ay kailangan ng isang DIAMOND RING.
Then kailangan nilang gastusan ng equal to “2 months wage.”
Ang problema sa Diamond is normally mababa ang resale worth. Dahil madaming pinagdadaanan ang Diamond mula Mining hanggang retailer, might patong siyempre each step para makarating sayo. And siyempre ang Jewellery Retailer ay isang enterprise, kailangan din nilang kumita.
Often ang resale worth ng Diamond is 20-40% lang ng unique worth na binayad mo.
Hindi ko sinasabing rip-off ang Diamonds. Really meron akong Diamonds, pero mga pamana lang. What I’m saying is kung gusto mong bumili ng Diamond at it’ll carry you happiness why not! However don’t name it an funding. I personally didn’t have an engagement ring, ang binigay sakin ng asawa ko is his canine tag. Sabi niya it symbolizes his life na totoo naman.
So napaOO naman ako sabi ko hmmm magaling na mambola at matipid pa. Not like Jessy di ko naman pinangarap ang proposal “second”. Ang gusto ko lang tlga is asawa, basta gusto ni Andrew magpakasal sakin masaya na ko, wala ng luhod luhod baka matawa pa ko.
So lets talk about the CONS:
Sa totoo lang wala naman tlga sa tradition ng Pilipino ang engagement ring, for my part mas okay na gastusin nalang sa mismong kasal, downpayment sa bahay or
ilagay sa retirement fund, at a median development of seven% per 12 months with dividends reinvested, in 33 years yung 40k mo is magiging 373,000.
PROS:
Ang Diamond is symbolic. It’s an emblem na gagawin mo ang lahat for love, kasama na dun ang masunog ng pera. One other Professional is it’s a standing image, ipapakita mo sa lahat ng tao kung how a lot ang kaya mong iafford ang how profitable you’re.
For me there’s nothing incorrect in shopping for Diamonds so long as you purchase what you’ll be able to afford. I don’t assume it must be 2 months wage dahil Nakita mo naman wala naming Diamond Police na huhuli sayo for those who break that rule.
When it comes to Funding, hindi siya thought-about financial pero Funding siya sayong Social Standing. The factor that I’m in opposition to is kung uutang ka para lang bumili ng Diamond engagement ring, that’s a No-No, the worst factor you are able to do is begin a wedding na baon sa utang.
Once more I’m not right here to inform folks what to do. Gusto ko lang ipresent ang information and alternate options so that you can make your personal determination. Kung tingin niyo ang diamonds ay magpapasaya sa particular somebody niyo at priceless ang response niya, then I’m completely satisfied for each of you.
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